HSAs Can Offer Substantial Savings Benefits

If you do not qualify for group health insurance and are not drawing on Medicare, then you are probably eligible for an exciting new health savings plan that can double as a retirement savings vehicle. Created in 2003, these self-directed plans are called Health Savings Accounts (HSAs). They allow for annual tax-deductible contributions that can be invested in stocks, bonds, …

Your Health Impacts Life Insurance and Life Annuities Differently

Both life annuities and life insurance serve as important tools in retirement planning. When considering either, recognize how insurance companies view the relevance of your health to the risk of offering these two products product types. In a way, an annuity is the reverse of a life insurance policy. Life insurance insures you against the risk of dying too soon …

Nearing Retirement? – Pre-Retirement Checklist

Getting control of your retirement makes you feel comfortable and assured. Here’s a list of questions to get you into the swing of things. Searching out constructive answers will put you in control. The questions are grouped according to 7 basic retirement planning areas: Your company retirement plans Retirement income Healthcare Long-term care Your wishes at incapacity and death Gifting …

With best compliments from Gregory Firmbach, RIP, RFPP, RMIP

GREG FIRMBACH, RIP, RFPP, RMIP, is our Lead Consultant with over 35 years in Health, Financial Services and Insurance. He is a Military Officer & Navy Pilot, who is still serving the nation as an officer and pilot in the Civil Air Patrol (CAP), US Air Force Auxiliary and 29 years in the American Legion serving this nation’s veterans. Greg …